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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Mother by Owen Wister: to find how much I had underrated the interest-bearing capacity of my
windfall. 'Four per cent!' he cried, when I told him this was the extent
of my expectations. 'Why, you're talking like a trustee.' And then seeing
that his meaning was beyond me, he explained in his bluff, humorous
manner. 'All a trustee cares for you know, is his reputation for safety.
It's not his own income he's nursing, and so he doesn't care how small he
makes it, provided only that his investments would be always called safe.
Now there are ways of being safe without spending any trouble or time
upon it; and those are the ways a trustee will take. For example,' and
here he arose and unhooking a file of current quotations from the wall,
placed it in my lap as I sat beside him. 'now here are Government three's
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