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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Mother by Owen Wister: named no limit for this process; but my delighted mind saw visions of
eighty and a hundred thousand a year--comfort at least, if not affluence
in New York--and I explained to Ethel what the phrase capitalising one's
premium meant. I showed her the Petunias, too, and we read what it said
on the coupons aloud together. Ethel was at first not quite satisfied
with the arrangement of the coupons. 'Thirty dollars on January first,
and thirty on July first,' she said. That seems a long while to wait for
those payments, Richard. And there are only two in every year, though you
pay them a thousand dollars all at once. It does not seem very prompt on
their part.' I told her that this was the rule. 'But,' she urged, 'don't
you think that a man like Mr. Beverly might be able to get them to make
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