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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Disputation of the Power and Efficacy of Indulgences by Dr. Martin Luther: sacramental satisfaction, and these are appointed by man.
35. They preach no Christian doctrine who teach that
contrition is not necessary in those who intend to buy souls
out of purgatory or to buy confessionalia.
36. Every truly repentant Christian has a right to full
remission of penalty and guilt, even without letters of
pardon.
37. Every true Christian, whether living or dead, has part in
all the blessings of Christ and the Church; and this is
granted him by God, even without letters of pardon.
38. Nevertheless, the remission and participation [in the
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