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Today's Stichomancy for Ringo Starr

The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from A Tramp Abroad by Mark Twain:

ever since I had been in Europe, but just that one time. I got simply the face of my draft, and no extra francs, whereas I had expected to get quite a number of them. This was the first time I had ever used the courier at the bank. I had suspected something then, and as long as he remained with me afterward I managed bank matters by myself.

Still, if I felt that I could afford the tax, I would never travel without a courier, for a good courier is a convenience whose value cannot be estimated in dollars and cents. Without him, travel is a bitter harassment,